Bank? Options

[gigikent7]

I think a BANK would be very useful, so you can loan money, with interest rate. The maximum sum you can loan can be limited by user level. The redeem can be set to a period... if you don't pay, the money will be deducted from your account...

I'm level 5, but i can't afford to buy players from the School. A player with talent 8, costs 160.000. I should make this money in one day... i can't make them in 1 week...

I know this game is based on boosters, but you must give equal chances to everybody. Best players in this game are those with Magnate ranks. I wonder will they be so good without boosters? A fair game, would give better reports or statistics to those who pay real money for this, not in-game money, not increased experience, etc... IT'S NOT FAIR!

So... at least make a Bank, for "poor" users like me
Thx

[callzeke]

Keep bringing ideas about bank.

As of right now, in the state you want it to work, its not possible.

Keep talking, though. I think something might come out of it.

[herzog]

I think it could be based on a daily payment. The interest rate would be based on the number of days of the rent, for instance, 4% for 5 days, 6% for 10, 7,5% for 15. In my example the daily payment where calculated with a excel spreadsheet. For instance, if the player makes a loan of 10.000:

Loan: $10.000
Days: 5 10 15
Interest: 4,00% 6,00% 7,50%
Daily Pay: -$2.246 -$1.359 -$1.133
Total Paid -$11.231 -$13.587 -$16.993

So the player would pay 2.246, 1.359 or 1.133 at the end of the day, for 5, 10 or 15 days depending of the choice of days.

Payment is made automatically at the end of the day. If a player doesn't have enough money to make the payment, his account becomes negative, and he can't make any more loans, buy or rent players, etc... As an added penalty of having a negative account maybe the masseur, doctor and psychologist, or any kind of restoration cannot be used, since the player does not have any money to pay staff salaries (not that staff salaries need to be payed, but you get the point).