Maybe it's because I'm new, but the price of a union seems a bit much no?

I know you don't want your game flooded with dead unions but maybe we could lower the price.

I have 15ish referrals and I'd love to make a union between all of us, but we dont have nearly the amount of money needed to start one up

Truth. I'd love to start one (or at least join one), but the asking price is too steep right now.

Mate, 300k it's not too much, trust me.
For example , in russian servers union cost 1 mln, so, 300k it's realy very cheap

Sense to create the union now isn't present. Inflow of new players to game is very small. You simply will spend money.